Budget by paycheck
PiggyPulse helps you create custom budget periods so you can plan around weekly pay, fortnightly pay, monthly income, or any rhythm that fits your real life.
Free for now. No credit card required.
Create budget periods around the dates that matter to you, instead of forcing every plan into a calendar month.
Use PiggyPulse whether you get paid weekly, every two weeks, monthly, or on a less predictable schedule.
Add income and expenses yourself so you stay aware of what changed between paydays.
Review your current period without streaks, badges, guilt, or pressure.
Why payday budgeting
A lot of budgeting advice assumes your money fits neatly into one calendar month. Real life is messier.
You might get paid every week, every two weeks, twice a month, once a month, or irregularly. Bills may land before your next payday. Some expenses happen at the start of the month, others at the end. A monthly view can hide the timing problem.
PiggyPulse is built around budget periods, so you can plan around the money you actually have for the period you are actually living through.
How it works
Instead of starting with a fixed monthly template, PiggyPulse lets you work with budget periods. A period can match your payday cycle, your bill cycle, or any window of time that makes sense for you.
Create a budget period for this week, the next two weeks, the month, or your own custom date range.
Record what came in, what went out, and what you still need to cover before the period ends.
Use your current period to understand what changed and what you can safely spend.
Example periods
PiggyPulse does not force one budgeting rhythm on everyone. You can create periods that match the way money actually arrives and leaves.
Create one budget period per week and check what is available until the next payday.
Create a two-week budget period so bills, groceries, and everyday spending stay connected to your pay cycle.
Split the month into two periods if your income arrives on fixed dates, such as the 1st and 15th.
Create custom periods when your income does not follow a predictable monthly pattern.
Who this is for
PiggyPulse is a good fit if you want your budget to match your actual payday rhythm instead of an idealised calendar.
Good to know PiggyPulse helps you organise and review your budget. It does not give financial advice or automatically decide how you should spend your money.
Feature highlights
PiggyPulse gives you a simple structure for tracking money across the budget period you are in right now.
Create weekly, fortnightly, monthly, or custom periods that match your income and bills.
Add spending and income yourself so each update becomes a small money check-in.
Track what is available across the accounts or categories you care about.
PiggyPulse has no bank connection, no ads, no tracking, and no guilt-based design.
Related guides
If your main concern is bank access or broader privacy, these pages explain those choices directly.
FAQ
Yes. PiggyPulse lets you create custom budget periods, so you can budget around weekly pay, fortnightly pay, monthly income, or your own custom schedule.
No. PiggyPulse supports custom budget periods, so you are not limited to calendar-month budgeting.
Yes. You can create two-week budget periods that match a fortnightly pay schedule.
Yes. You can create custom budget periods when your income does not follow a predictable monthly pattern.
No. PiggyPulse is manual-first and does not connect directly to your bank or ask for your online banking credentials.
Yes. PiggyPulse is free for now.
Yes. PiggyPulse is available as a web app and an iOS app.
Create custom budget periods, track transactions manually, and understand what is available without forcing your money into a calendar-month template.
Free for now. No credit card required.
