Budget app without bank connection
PiggyPulse helps you manage accounts, transactions, and budget periods manually, without bank sync, bank scraping, ads, tracking, or data selling.
Free for now. No credit card required.
PiggyPulse does not ask for your online banking credentials or direct access to your financial institutions.
Transactions are added manually, so you choose what to track and when to update your budget.
PiggyPulse does not use your spending habits to target ads or build advertising profiles.
Manual tracking adds a small moment of awareness before your budget turns into another automated feed you ignore.
Why skip bank connections
Many budgeting apps start by asking for a bank connection. That can be convenient, but it is not the right fit for everyone.
Some people do not want another app connected to their financial life. Others prefer to review spending intentionally instead of importing every transaction automatically. PiggyPulse is built for that choice.
How it works
PiggyPulse gives you the structure of a budgeting app without requiring a bank connection. You create accounts, add income and expenses, and organize your money into budget periods that match your real schedule.
Add the accounts you want to track, such as cash, checking, savings, or other personal categories.
Record income and expenses when they happen, or during a regular money check-in.
See what changed, what is available, and how the current period is going.
Who this is for
PiggyPulse is a good fit if you want a budgeting app that helps you stay organized without asking for a bank connection.
Good to know PiggyPulse is manual-first. If you want every transaction imported automatically from your bank, this is probably not the app you are looking for.
What changes
PiggyPulse keeps the useful parts of a budgeting app while leaving out the bank connection.
Feature highlights
PiggyPulse is built for people who want clarity and control, not another automated dashboard full of imported transactions they never review.
Add income and expenses yourself so your budget stays intentional.
Budget weekly, biweekly, monthly, or around the rhythm that actually fits your life.
See what is available, what changed, and where your money is going.
No streaks, badges, or guilt loops. PiggyPulse helps you reflect without turning money into a game.
Private budget app
For the broader privacy story, including ads, tracking, data selling, and encrypted transaction details, read the private budget app overview.
FAQ
Yes. PiggyPulse is designed to work without a bank connection. You add accounts and transactions manually.
No. PiggyPulse does not ask for your online banking credentials or direct access to your bank account.
No. PiggyPulse is manual-first and does not automatically import transactions from your bank.
Manual budgeting can help you stay aware of your spending because you actively decide what to record and review. It also lets you use a budgeting app without connecting your bank account.
PiggyPulse is privacy-first. It does not connect to your bank, does not show ads, and does not sell your personal financial data.
Yes. PiggyPulse is available as a web app and an iOS app.
Yes. PiggyPulse is free to use.
Track your money manually, privately, and calmly. No bank login, no automatic bank sync, no ads, and no tracking.
