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Why PiggyPulse Custom budget periods Budget by paycheck Manual expense tracker Calm budgeting app No-ads finance app Budget app for expats No bank connection Private budget app Web and iOS

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Budget privately, without connecting your bank

PiggyPulse is a calm, private budgeting app for tracking your money manually, without bank connections, ads, tracking, or data selling.

Free for now. No credit card required.

Private by default

  • No direct bank access
  • No ads or third-party tracking
  • Encrypted transaction amounts and descriptions
  • Export and account deletion controls

No bank connection

PiggyPulse does not need access to your bank account. You stay in control by entering transactions manually. Budget app without bank connection.

No ads or tracking

Your budgeting data is not used to target ads, build advertising profiles, or follow you around the internet.

Encrypted financial data

Transaction amounts and descriptions are encrypted at rest, so sensitive budget details stay protected by design.

Export or delete your data

Your data belongs to you. Export it when you need it, or delete your account when you are done.

PiggyPulse product preview for this budgeting workflow

Your budget says a lot about your life

A budget is more than a list of numbers. It can reveal where you live, who you support, what you worry about, how you spend your time, and what you are trying to change.

PiggyPulse treats that information as private by default. The app is built around manual entry, clear controls, and a calmer relationship with money.

A budgeting app that does not need your bank login

Many finance apps start by asking you to connect your accounts. PiggyPulse takes a different approach.

You add accounts, transactions, and budget periods yourself. That small bit of friction is intentional: it keeps you aware of your money without handing over access to your bank.

  • Create accounts for the money you want to track.
  • Add transactions manually when they happen.
  • Use custom budget periods that fit your real schedule.
  • Review your spending without streaks, guilt, or pressure.

No ads. No bank scraping. No financial surveillance.

PiggyPulse is intentionally boring about your privacy. It does not connect to your bank, does not sell your data, and does not turn your spending habits into an advertising product.

PiggyPulse does

  • Help you track accounts and transactions
  • Support custom budget periods
  • Keep budgeting calm and manual
  • Protect sensitive financial data
  • Let you start without a credit card

PiggyPulse does not

  • Connect directly to your bank
  • Show ads
  • Sell personal financial data
  • Use streaks or guilt to keep you engaged
  • Require a bank login to get started

Private budgeting, still practical

Privacy should not mean giving up useful budgeting tools. PiggyPulse helps you understand your money while keeping the experience simple and focused.

Manual transaction tracking

Add income and expenses yourself so you stay aware of what changed and why.

Custom budget periods

Budget weekly, biweekly, monthly, or around the rhythm that actually fits your life.

Clear account overview

See what is available, what changed, and where your money is going.

Calm reflection

PiggyPulse avoids streaks, badges, and shame-based design. Your budget should help you think, not yell at you.

Private budget app FAQ

Is PiggyPulse a private budgeting app?

Yes. PiggyPulse is designed as a privacy-first budgeting app. It does not connect to your bank, does not show ads, and does not sell your personal financial data.

Does PiggyPulse connect to my bank account?

No. PiggyPulse is manual by design. You add accounts and transactions yourself, without giving the app access to your bank login.

Why would I choose manual budgeting?

Manual budgeting gives you more awareness and control. Instead of importing everything automatically, you decide what to track and when to review it.

Does PiggyPulse sell my data?

No. PiggyPulse does not sell your personal financial data or use it to target advertising.

Can I use PiggyPulse on web and iPhone?

Yes. PiggyPulse is available as a web app and an iOS app.

Is PiggyPulse free?

Yes. PiggyPulse is free to use.

Start budgeting privately

Track your money in a calmer, more private way. No bank connection, no ads, no tracking, and no guilt.