Every budget app I tried wanted to coach me. They would celebrate when I was "under budget" and scold me when I was not. They would gamify my spending with streaks, badges, and scores. They would connect to my bank and sell my data to advertisers. If bank sync is the dealbreaker, the budget app without bank connection overview explains that choice directly.
I did not want any of that. I just wanted to see my numbers — clearly, honestly, and privately.
So I built PiggyPulse.
What makes it different
PiggyPulse is a personal budgeting tool built around three ideas:
Calm, not gamified. There are no streaks, no badges, no scores. Your spending is not "good" or "bad" — it just is. PiggyPulse shows you the picture and lets you decide what to do about it.
Your rhythm, not the calendar. Most budget apps force you into calendar months. But if you get paid every two weeks, why should your budget reset on the 1st? PiggyPulse lets you define your own periods — weekly, biweekly, or any custom duration.
If custom periods are the reason you are here, the budget by paycheck guide goes deeper into planning around payday.
Private by design. No ads, no tracking, no data selling. Transaction amounts and descriptions are encrypted at rest, stored on servers in Europe, and never shared with advertisers. There is no analytics SDK phoning home. Just you and your numbers. If privacy is what brought you here, start with the private budget app overview.
Where it is headed
PiggyPulse is available on the web and iOS (iPhone and iPad). Free for now. No ads. No credit card required. I am building it as a solo developer from the Netherlands, and I am committed to keeping it calm, private, and useful.
If that sounds like what you have been looking for, give it a try.